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Farrell Heyworth Blog
How Do I Find Out if a Home Is in a Good Area?
1. Check Local Crime Rates Use official crime maps or local police websites to review monthly crime stats by postcode.…
UK Rental Market Update Q2 2025: What's Really Happening?
National Overview: Rental Growth Slows, But Remains Elevated As of Q2 2025, average asking rents outside of London have hit…
What Happens if a Tenant Stops Paying Rent? What Steps Should I Take?
1. Stay Calm and Document Everything The first missed rent payment doesn't mean you need to rush to evict the…
What's the Difference Between a Fixed-Rate and Variable-Rate Mortgage?
What Is a Fixed-Rate Mortgage? A fixed-rate mortgage means your interest rate - and therefore your monthly repayments - stay…
What is Awaab's Law and How Will It Help Renters with Maintenance Issues?
Who Is Affected? Awaab's Law applies to all social housing providers in England from October 2025. While the initial phase…
How Can I Legally Evict My Tenant to Move Back In Under the New Renters' Rights Bill?
Can I Still Ask a Tenant to Leave So I Can Move Back In? Yes, landlords are still allowed to…
Should I Accept the First Offer I Receive, or Wait for More Interest?
Why Accepting the First Offer Can Be the Right Move Your Property Is Correctly Priced A quick offer is often…
How Much Deposit Do I Need to Buy a Home?
Typical Deposit Levels in the UK and the North West Nationally, first-time buyers typically provide around a 20% deposit -…
Do I Need a House Survey, and Which Type Should I Get?
Although surveys aren't a legal requirement, skipping one could be a false economy. In our latest guide, we explain whether…
What Happens if the Seller Leaves the House in Poor Condition?
Our latest blog explains what your rights are, what to do if the seller leaves the property in a poor…
What Happens if I'm Selling a Property as Part of an Inheritance or Probate Sale?
Our latest guide outlines what to expect, how probate affects the sale, and what you legally need to do before…
Should I Overpay My Mortgage, or Is It Better to Save Money Elsewhere?
Our latest guide looks at the pros and cons of mortgage overpayments compared to other saving options, helping you decide…
Should I Get Multiple Valuations, and Why Do They Sometimes Vary?
In our latest blog, we explore why valuations differ, what factors influence them, and why getting more than one is…
What Can I Do if My Landlord Isn't Fixing Repairs I've Reported?
Whether it's a broken boiler, persistent damp, unsafe electrics or a leaking roof, you don't have to put up with…
What's the Maximum I Can Borrow for a Mortgage Based on My Income?
1. Income Multiples (The Traditional Approach) Most UK lenders offer mortgages between 4 to 4.5 times your gross annual income.…
UK Property Market Update - June 2025 Rightmove Index Breakdown
Why Sellers Are Cutting Prices More homes are entering the market than buyers, driving the most price-sensitive conditions seen in…
Home Staging Tips to Help You Sell Faster (and for More Money)
1. Declutter Ruthlessly Buyers need to visualise themselves in your home, and clutter makes that harder. Box up personal items,…
How Preston’s Housing Market Is Leading the Way in the North West
Robust Housing Market with Promising Returns As of February 2025, the average house price in Preston stands at approximately £181,000,…
Can I Get a Mortgage If I'm Self-Employed?
What Does 'Self-Employed' Mean to a Mortgage Lender? From a lender's perspective, you're classed as self-employed if you own more…
Should I get a mortgage Agreement in Principle before house hunting?
What Is an Agreement in Principle and How Does It Work? An Agreement in Principle is a statement from a…
Can I Sell My House with Tenants Still Living in It?
Yes, You Can Sell a Property with Tenants In Situ Selling a property while tenants still live in it is…
Can I withhold rent if my landlord fails to carry out necessary repairs?
Landlord Responsibilities Under the Law Landlords in the UK are legally required to keep their properties in a safe, liveable…
The New Landlord Ombudsman: What It Means for Tenants and How It Will Help
What Is the Landlord Ombudsman Scheme? The landlord ombudsman is a new service designed to resolve rental disputes quickly and…
How Do I Know If a Property Is Overpriced?
Understanding What Drives Property Value To determine whether a property is overpriced, you must first understand what influences its market…
Why Is the Process Taking So Long, and Is There Any Way to Speed Up My House Sale?
Understanding the Most Common Causes of Delay The selling process involves multiple parties - the buyer, seller, both sets of…
What the Bank of England's Second Base Rate Cut to 4.25% Means - And What's Next
Why the Rate Was Cut Again After a long period of rising interest rates to combat inflation, the tide appears…
What should I do before moving out to ensure I get my deposit back?
1. Understand Your Tenancy Agreement Start by reviewing your tenancy agreement carefully. It outlines your expectations when vacating the property,…
What Safety Certificates and Inspections Are Legally Required Before Renting Out My Property?
Gas Safety Certificate (CP12) Under the Gas Safety (Installation and Use) Regulations 1998, landlords are required to: Have all gas…
10 Things People Overlook That Could Stop Them from Getting a Mortgage in 2025
1. Gaps in Employment History Many lenders prefer applicants with consistent employment. If you've had a recent job change, a…
Can I Accept an Offer and Later Change My Mind or Accept a Higher Offer?
The Basics: When Is an Offer Legally Binding? In England and Wales, an accepted offer is not legally binding until…